See Annex B for a sample of the HFE letter. The HFE letter will be valid for 6 months from the date of issue. Applicants will be notified via SMS to log in to the HDB Flat Portal when their HFE letter is ready. Within 21 working days of HDB’s receipt of the completed application, applicants will receive the HFE letter informing them of their eligibility to purchase a new and/or resale flat, as well as the amount of CPF housing grants and HDB housing loan that they are eligible for. They will also be guided to upload the supporting documents, where required. To apply for an HFE letter, all applicants and occupiers (where applicable) will need to log in to the HDB Flat Portal using their Singpass to retrieve their personal particulars from Myinfo and fill up the application. They can do so either immediately in the same session after completing step 1, or within 30 calendar days of starting step 1. Applicants with a firm intent to buy a flat may proceed to the next step to apply for an HFE letter. Based on the information provided, HDB will provide applicants with an instant preliminary outcome, which gives them a quick overview of their household’s eligibility to purchase a flat, receive CPF housing grants and take up an HDB housing loan. Please refer to Annex A for the administrative details for new and resale flat buyers at various stages of their home-buying journey.ĥ There are two steps to the HFE letter application, which must be completed within 30 calendar days of each other.įlat applicants will need to log in to the HDB Flat Portal using their Singpass to retrieve their personal particulars from Myinfo and declare information, including household income and ownership of private properties. There will be transitionary arrangements made for various groups of home buyers/applicants. With greater clarity upfront on their housing budget and financing options, flat buyers will also be able to make more informed and prudent decisions in their home purchase.Ĥ From, flat buyers must have a valid HFE letter when they:Ī) apply for a flat from HDB during a sales launch or open booking of flats orī) obtain an Option to Purchase (OTP) from a flat seller, as well as when they submit a resale application to HDB. This will bring about more certainty and convenience to flat buyers. With the new HFE letter, HDB will streamline the flat buying process by integrating the different eligibility assessments for HDB flat purchases, housing grants, and HDB housing loans into a single application through the HDB Flat Portal. T his may lead to some uncertainty among flat buyers on their housing budget.ģ. Also, when they apply for a new flat or secure the purchase of a resale flat, their eligibility for the flat purchase and housing grants have yet to be confirmed. Simpler and more convenient process for flat buyersĢ Currently, HDB assesses flat buyers’ eligibility for flat purchase, CPF housing grants and HDB housing loans at different stages of their home buying journey, as follows:Īt each assessment, flat buyers must provide the relevant suppor ting documents (e.g., pay slips and CPF statements) to HDB for verification.
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